August 27, 2008

It's an Election Year; Is Your Will Updated?

Voting for President Provides A Good Reminder to Reassess Important Personal Choices

By KAREN BLUMENTHAL
August 27, 2008; Page D1 WSJ

The most important decision you'll make this fall may be whether to vote for John McCain or Barack Obama. But as you mull that over, you might also take the opportunity to make some important choices for your own financial future.

If you're like me, you may have let some financial tasks slide for way too long. My husband and I knew we needed to update our wills, but it took us months to actually call the lawyer -- and then we stalled nine more months before signing the paperwork.  ...(more)

August 20, 2008

Survey shows many who rent in Austin don't have insurance on their property

Survey shows many who rent in Austin don't have insurance on their property

Austin Business Journal

Nearly 40 percent of Austin-area renters say they do not have renter's insurance, according to an online survey conducted by Allstate Corp.

In the midst of the current housing crisis, a growing number of people are renting nationwide. But Allstate found that many renters nationally are not adequately prepared in case of disaster....

July 06, 2008

Dealing with inheritance

From the Denver Post artcle

The inheritance included the house
Plenty of headaches can result when inheriting a loved one's real estate

 

A couple of keys pioeces from the article -

-"Take a couple of weeks to grieve. It's an emotional process," Fowler said.

One exception to this suggestion is if the deceased lived alone. Then, someone should be sure to safeguard the property from vandals or even family members who may be tempted to take personal property to which they're not entitled. - 

 &

-Asset inventory blues
Preparing an inventory of the estate isn't always simple. More than one house could be involved in the inheritance.
"A lot of times, if the person is just living on their own, it's a challenge to track down all the assets," he said.
This process must be completed within three months. - 

March 04, 2008

From a Wine Country blog

"Should you decide to do some spring cleaning, while your at it, you might as well take a home inventory. According to the Insurance Information Institute, in the event of a fire or other disaster, a current, detailed home inventory can help you obtain enough insurance to replace the things you own, get claims settled faster, and substantiate any losses on your tax return."

February 01, 2008

More New Years Resolutions & Home Inventories

The Arizona Republic
February 1, 2008

Keeping those you love safe

Smoke Alarms
Fire Extinguishers
First Aid Kits
Fire Blanket
Escape Ladder
Carbon Monoxide Alarm

What you find on the web

Home Inventory Service - Australia

Why you need a Home Inventory

From IFS Online: Insurance & Financial Services News - Why Both Homeowners & Renters Need a Home Inventory

January 18, 2008

Scanning important documents

Here is one of the nicest pieces of technology out there today. The Fuijitsu ScanSnap range, available for Windows and Mac operating systems. When doing a an inventory of your stuff, it is also wise to review your important documents and consider what you might want a digital back-up of, these scanners make quick work of the job once you have figured out what needs scanning.
Mac Windows
Mobile

January 15, 2008

Protecting your data

While this is not directly related to home inventories, this certainly qualifies as a way to protect what you have and is an important reminder for anyone with vital information on your computers.

While Apple made it infinitely easier to backup your data on a regular basis with the addition of Time Machine in Leopard, you still were tethered to an external hard drive.  Now they have eliminated the tether and given us Time Capsule, a wireless base station that serves as a very large wireless external hard drive that Time Machine can use to keep your data safe. 

Apple 1TB Time Capsule 

Apple 500GB Time Capsule 

This is a major improvement for everyone looking to make sure they never lose family photos, videos, financial data and more.

Think of this as another push for everyone to keep track and safely guard what is important to them.